Massachusetts Consumer Rights Attorney Kenneth D. Quat

Foreclosure and Repossession Defense

Simply being in default on a debt does not automatically entitle a creditor to foreclose real estate or repossess goods. Very strict consumer protection laws and procedures exist that creditors must follow in such situations — to protect you.

For example, many consumer loans are subject to the federal Truth-in-Lending Act (TILA). If the terms of the loan were not properly disclosed, or if you were not given proper notice of your rights, you may have substantial claims for damages that could offset the outstanding loan balance. 

For some mortgages that are not used to purchase property — such re-finances or home equity loans — the failure of the lender to comply with TILA could actually permit you to rescind the entire loan under certain circumstances. 

Even if the foreclosure or repossession has already occurred, you may have a substantial claim for damages if the creditor did not follow applicable law.  

Let Attorney Quat review the facts of your case — at no charge — to determine whether legal action is appropriate. Don't let repossession or foreclosure happen to you without giving us a call.